Is a credit score of 632 bad?

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I have a credit score of about 632 can I get a 0% bal transfer offer, I have two othe visa for over 3 years. Date: February 18, ... Bad Credit. See More Cards . - Read more

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Your credit score of 632 should be good enough for a lot of lenders however your debt to income ratio and some other things will need to be good enough as well.

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Bad credit describes a past failure to keep up with your credit agreements and the inability to get approved for new credit.

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That's a bad payment history and a high debt to credit ration. Report Flag. Spam; ... So it doesn't take anything that bad to lower your credit score that much.

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